Banking has changed a lot over the last 100 years or so. And today’s banks have changed almost as much as the way people use them. Some banks are big, others are small. Some focus on trends, others on technology or innovation.But the truth is that the size of your bank doesn’t really matter. What matters is how they treat you…how they respond to your needs… What matters is you. That’s why we’re here. Farmers Bank & Trust got its start as a small community bank serving farmers and citizens in Western Kentucky. We’re a bank built on a backbone of hard work, common sense, strong commitments and of course… people.At Farmers Bank & Trust, we want to change your ideas about what a bank can do for you. For us, doing the right thing is the only thing. Because for us, your story becomes our story.Whatever life throws at you, we’ll be right here when and where you need us—whether it’s on the same corner that we were founded on in 1899, any of our growing branch locations, online or even on your phone. Wherever you travel in life (or wherever life’s travels may take you), we’ll be right here by your side.Because no matter how much banking continues to change, we’ll always be flexible to your needs —and we’ll never lose sight of the fact that we should treat you as our most valuable asset.