Personal Loans

We value our customers, which is why we serve you with a skilled staff of Loan Officers that will work with you to achieve your lending needs. Contact a Loan Officer at any of our Full Service Offices for more information.

Ready to apply? You can find our Consumer Loan Application by clicking HERE. Just complete and bring with you when meeting with one of our experienced local professionals.

Looking for a Home Loan?  You can start the process online by clicking HERE.  

*As a reminder, please do not submit personal information through email.


Loan Officers

Lee Hobby NMLS ID 505222

Jared Byford NMLS ID 505224

Scott Belt NMLS ID 505225

Brent Bugg NMLS ID 732731

Dean Rowe NMLS ID 1824361

Rose Dempsey NMLS ID 936077

Matt Duncan NMLS ID 785446

Steve Cox NMLS ID 456976

John Hobby  NMLS ID 785442

Mike Mercer  NMLS ID 677725

David Richey NMLS ID 684407

Elisha Wiggins NMLS ID 684407
Chris Dennis NMLS ID 497690
Josh Smith NMLS ID 2245018
Sandy Dant NMLS ID 500795
Chris Hall NMLS ID 57912
Nadine Sterner NMLS ID 1788719
Cathy Pillow NMLS ID 502494
Beth Waltrip NMLS ID 1134301
June Turner NMLS ID 1458145
Katy McGlothlin NMLS ID 886299
Amber Chinn NMLS ID 935175
Kailee Hollis NMLS ID 2183821
Kenny Brown NMLS ID 478176
Stacy Haynes NMLS ID 1962131
Gabriel Fillman NMLS ID 2364949

We Offer Many Types of Loans, Including:

  • Home Loans (Adjustable and Fixed Rate Loans)
  • Home Equity Lines of Credit
  • Farm Real Estate Loans
  • Farm Operating Loans
  • Commercial Real Estate Loans
  • Commercial Operating Loans
  • Construction Loans
  • Automobile Loans
  • Installment Loans
  • Short Term Loans
  • Letters of Credit


When your car breaks down, you choose a reliable mechanic. When you are sick, you choose a trusted medical professional, and when you are ready to purchase your home, we want you to feel confident that you are choosing the most dependable bank in your area. At Farmers Bank and Trust Company, we have a qualified loan department with willing and experienced employees who work together as a team to make your mortgage process effortless and relaxed. We look forward to helping make your dreams a reality. Contact one of our Loan Officers at any Full Service location for more information.


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