Personal Credit Cards
We make it easy to choose the credit card that is right for you - Low Rate or World/Preferred Points Rewards.
It's the only card you need for everything you do.
Personal Card - Low Rate
Features
- No Annual Fee
- Low introductory rate for the first six months.1
- Competitive ongoing APR.1
- 25-day interest-free grace period on all purchases. No grace period on cash advances
Benefits
- 24-hour toll-free live customer assistance available at 800-367-7576.
- Online account information available 24/7 at www.cardaccount.net.
- Rental car collision damage waiver protection and a host of extraordinary Mastercard® benefits.
- Unlike some card offers, the APR1 for purchases and cash advances is the same. We do not charge a higher rate for cash advances.
Fees
- Other fees may be charged, these fees are listed on the personal credit card application found here: Personal Credit Card Application
- Farmers Bank Customers Only
Personal Card - World / Preferred Points Rewards
The Preferred Points Credit Card is everything you need in one convenient card. No Annual Fee. Low Introductory Rate. Exceptional features and benefits. Earn points for each dollar you spend and redeem any time for cash back, travel, gift cards, merchandise and more!
Features
- Earn points that you can redeem for rewards. Earn on point for each dollar spent, up to 10,000 points per month.
- Low introductory rate for first six months.1
- Competitive ongoing APR.1
- No annual fee.
- 25-day interest-free grace period on all purchases. No grace period on cash advances.
Benefits
- Redeem your rewards points for cash-back awards, retail gift cards, travel and a wide variety of merchandise including cameras, mp3 players, home theater systems, portable DVD players, sporting equipment, jewelry, luggage, electronics, video game equipment, gift cards and more.
- To view or redeem rewards points, visit www.mypreferredpoints.com or call 866-678-5191.
- 24-hour toll-free live customer assistance available at 800-367-7576.
- Online account information available 24/7 at www.cardaccount.net.
- Rental car collision damage waiver protection and a host of extraordinary Mastercard benefits.
- Unlike some card offers, the APR1 for purchases and cash advances is the same. We do not charge a higher rate for cash advances
Fees
- Other fees may be charged, these fees are listed on the personal credit card application found here: Personal Credit Card Application
- Farmers Bank Customers Only
To Apply
- Fill out the Personal Credit Card Application electronically or visit a branch near you.
- Farmers Bank Customers Only
Questions?
Call us toll free at 1(855) 430-BANK.
1 Please see the application for full rates and terms information.