Joseph W. Yarbrough, Jr., Chairman
J. Zachry Greenwell, Vice Chairman
J. Wade Berry
G. Morris Hodge
Christopher E. Cook
Richard H. Peek, Jr.
Erick T. Dalton
Scott R. Audas
Brad Fulkerson

Management Team

J. Wade Berry
NMLS ID 505221
President & CEO

Chris Cook
Chief Administrative Officer & Vice President

Paja Crider 
Chief Operations Officer & Vice President

Andy Hunt
Chief Financial Officer & Vice President

Scott R. Audas
NMLS ID 1073632
Chief Credit Officer & Vice President of Business Development


Sandra Stephens
Asst. Vice President, Executive Secretary, & Human Resource Officer

Rosanne Chandler
Asst. Vice President, Cash Management Officer, Trust Officer, & Asst. BSA Officer 

Patricia Summers 
Loan Compliance & Loan Review Officer

Barrett Belt 
Vice President & Internal Auditor

Ken Stapleton
Network Administrator 

Pearl Byarley
Accounts Payable & Secretary

Beth Belt
Operations Support Specialist

Cody Doom
Accounting Clerk

Gavin Dickerson
Student Intern


Shelby Brown
Co-Op Student

Loan Officers and Specialists

Lee Hobby 
NMLS ID 505222

Loan Officer

Scott Belt

NMLS ID 505225
Loan Officer

Jared Byford
NMLS ID 505224
Loan Officer

Todd Perryman
NMLS ID 1604406

Loan Operations Officer

Laura Brandon

Loan Specialist

Kara Thomas 
Loan Specialist

Kelsey Berry
Loan Specialist



Pam Turley
Asst. Vice President, E-Services, & Data Processing Supervisor

Joyce Travis
Asst. Cashier, Card Services, Mobile Banking Manager, & Asst. BSA Office


Main Office New Accounts

Julie Driskill
Senior Customer Service Representative & IRA Administrator

Lisa Crider
Customer Service Representative

Main Office Tellers

Peggy Hill
Asst. Cashier & Teller 

Bethany Davis

Stacy Crawford-Hughes 

Salem Office

Rose Dempsey
NMLS ID 936077
Salem Office Manager & Loan Officer

Chasta Champion
Customer Service Representative

Tyler Coleman
Teller/Customer Service Representative

Vonda Todd

Miranda Croft

Marion Branch

Sheryl Watson
Asst. Vice President & Marion Branch Supervisor

Connie Bostick 

Janet Pierce

Madison Qualls

Lynda Rushing 

Henderson Office

Matt Duncan 
NMLS ID 785446
Henderson Community President

John Hobby
NMLS ID 785442
Office Manager & Loan Officer

Lisa Fuller
Customer Service Representative

Angie Jackson 
Teller & Customer Service Representative

Gayle Anguish

Nancy Fain

Madisonville Office

Kim Hoodenpyle 
NMLS ID 869472
Vice President, Office Manager & Loan Officer

Chad Menser
Relationship Banker

Desterie West
Customer Service Representative

Savana Adams 

Makailee Rodgers

Mobile Banking

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