Looking for the loan of your dreams?

Our Home Equity Line of Credit may be the perfect fit.

What is a Home Equity Line of Credit? 
Commonly known as a HELOC, this type of loan utilizes the equity you already have in your home. 

What can I use my HELOC for?
Since this loan functions as a line of credit, it can be used for numerous purposes. A few of the most common include:
  • Home renovations/upgrades
  • Debt consolidation
  • Vacations
  • Large purchases

How do I apply?

DOWNLOAD A LOAN APPLICATION (or visit any Farmers Bank & Trust location to obtain one) and submit your completed application to a loan officer.

Ready to get the process started?

Fill out the form below and one of our lenders will give you a call.


Our Loan Officers



Lee Hobby NMLS ID 505222 - lee.hobby@farmers247.com 

Jared Byford NMLS ID 505224 - jared.byford@farmers247.com 

Scott Belt NMLS ID 505225 - scott.belt@farmers247.com 


Brent Bugg NMLS ID 732731 - brent.bugg@farmers247.com

Tyler Coleman NMLS ID 2367788 - tyler.coleman@farmers247.com


Matt Duncan NMLS ID 785446 - matt.duncan@farmers247.com

John Hobby NMLS ID 785442 - john.hobby@farmers247.com


Steve Cox NMLS ID 456976 - steve.cox@farmers247.com

Amber Chinn NMLS ID 935175 - amber.chinn@farmers247.com


David Richey NMLS ID 684407 - david.richey@farmers247.com

Dean Rowe NMLS ID 1824361 - dean.rowe@farmers247.com

Kenny Brown NMLS ID 478176 - kenny.brown@farmers247.com


Chris Dennis NMLS ID 497690 - chris.dennis@farmers247.com 

Josh Smith NMLS ID 2245018 - josh.smith@farmers247.com


Sandy Dant NMLS ID 500795 - sandy.dant@farmers247.com

June Turner NMLS ID 1458145 - june.turner@farmers247.com


Chris Hall NMLS ID 57912 - chris.hall@farmers247.com

Cathy Pillow NMLS ID 502494 - cathy.pillow@farmers247.com

Beth Waltrip NMLS ID 1134301 - beth.waltrip@farmers247.com

Stacy Haynes NMLS ID 1962131 - stacy.haynes@farmers247.com

Kailee Hollis NMLS ID 2183821 - kailee.hollis@farmers247.com

Gabriel Fillman NMLS ID 2364949 - gabriel.fillman@farmers247.com