Welcome, First State Bank Customers!  We are so glad to have you.

We want to make your transition to Farmers Bank and Trust as smooth as possible.  The great news is you will continue to bank with the same people, at the same places, during the same hours, and with the same great service!  You can reach those offices using the same contact information you use today. 

To help you through the process, we have created the below timeline letting you know what to expect. You will find the timeline and more information in link at the bottom of the page called Customer Conversion Packet. 

If you have any questions, please feel free to call us toll free at 1-855-430-BANK.

Great news! you will continue to have the same account number. Since your account number will not change, your existing checks will still be valid. At the time of your next check order, please change the bank's routing number to 083902316.


Monday, August 26, 2019

  • Customers should begin receiving their Conversion Information Packet by mail

Tuesday, September 17, 2019

  • Customers should have received their Farmers Bank Visa® Debit Cards by this day

Wednesday, September 18, 2019

  • Customers should have received their Farmers Bank Visa® Debit Cards PINs by this day

Friday, September 27, 2019

  • Customers will have access to First State Bank’s Online Banking until 5:00pm CST
  • Customers final statements will process at First State Bank
  • ATM withdrawals made Friday, September 27, 2019 will be posted to accounts Monday, September 30, 2019, unless the ATM screen does not display Farmers Bank and Trust Company. If it does not display Farmers Bank and Trust Company, ATM Withdrawals would post to accounts on Friday, September 27, 2019.
  • All First State Bank ATMs may be inoperable for 1-2 hour increments throughout the day

Saturday, September 28, 2019

  • 8am-5pm - Telephone Support Available at toll free 1-855-430-BANK

Sunday, September 29, 2019

  • 8am-5pm - Telephone Support Available at toll free 1-855-430-BANK

Monday, September 30, 2019

  • Customers should start using their Farmers Bank Visa® Debit Cards after 8:00am CST
  • All First State Bank MasterCard® Debit Cards will be deactivated at 9:00am CST
  • All locations will be open their normal hours of operation
  • MOBILE APP USERS: First, please delete the First State Bank mobile app. Then, download the Farmers Bank and Trust Company’s MobileBanking App from the App Store or Google Play and use your Online Banking User Name and Password to log into Mobile Banking (your user name, password and security questions are the same as they were with First State Bank).  Look for our logo located at the to of this page to verify you have the correct app.
  • Online Banking, Mobile Banking App, and Text Banking available at 12:00pm CST
  • Checking Statements will be processed for accounts that receive end of month statements
  • Savings Statements will be processed unless using Combined Statements
  • Customers can begin using the Farmers ACCESS line for account inquiries at 270-965-4874

Click HERE to view the Customer Conversion Packet 

Find us on Facebook at www.facebook.com/farmers247

Find us on Instagram at farmersbanktrust

**It is important that you delete your First State Bank Mobile Banking App before Monday, September 30, 2019 and then download our app, which you can find by clicking below.**